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Chad Gilstad

Loan Originator
NMLS ID#438361

After 12 years in the mortgage industry, Chad has learned to understand his clients on a deeper level: What is their story? How can I help them in their pursuit of a home? He sees every customer as a real person, with unique goals and needs.


Chad then gets to match them with the best loan product possible ensuring a personal and unique experience. Buying or refinancing is a very exciting time, Chad is here to answer any questions you may have and ease any hesitations.

Financing the Future Together


We never settle. We never stop. We’re always moving forward.

Contact Us

By submitting a request to be contacted, you agree that Cardinal Financial Company, Limited Partnership may contact you at the telephone number or email address you have provided for purposes of fulfilling this inquiry about mortgage financing, even if you previously registered on a corporate, state, or federal Do Not Call registry or requested Cardinal Financial Company, Limited Partnership not send marketing information to you by use of phone, email or text message. You agree Cardinal Financial Company, Limited Partnership may use automated dialing systems and prerecorded voice messaging in connection with calls or texts made to any telephone number provided even if call or text results in a charge by your provider. Consent to receiving autodialed calls or texts is not required as a condition of purchasing any Cardinal Financial Company, Limited Partnership products or services and you may choose to contact a Loan Originator by calling (949) 259-3941 or (949) 565‑3044.

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What Loan Program is Right for Me?

Grasping the mortgage process is one of the toughest and most stressful parts of buying a home, but you don’t have to be a master. There are various loan options to choose from, so keeping yourself informed and knowing the basics will get you steps closer to owning your dream home.

Find the loan that fits you best.